Website & Community Disclaimer and Terms of Purchase
Last Updated: September 1, 2025
1. General Disclaimer
The information provided by bankersdozen.com (“we,” “us,” or “our”) on bankersdozen.com, our Discord server, and any other platforms we operate (collectively, the “Services”) is for general informational and entertainment purposes only. All information on our Services is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information. Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of our Services or reliance on any information provided. Your use of our Services and your reliance on any information is solely at your own risk.
2. Community Conduct (Discord and Other Platforms)
By participating in our Discord server or other community channels, you agree to:
• Follow Discord’s Terms of Service and Community Guidelines.
• Treat all members respectfully and refrain from harassment, abuse, or illegal activity.
• Understand that discussions, tips, and content shared by other users are their own opinions and not professional advice.
• Acknowledge that moderators may remove content or restrict access to maintain a safe and respectful community.
We are not responsible for user-generated content, messages, or activities conducted within our community spaces.
3. Professional Disclaimer
Our Services cannot and do not contain financial or other professional advice. All information is provided for general informational and educational purposes only and is not a substitute for professional advice. Before taking any action based on such information, we encourage you to consult with the appropriate licensed professionals.
4. Data Sources and Redistribution Rights
• Certain financial and market data provided through our Services is obtained under license from Intrinio, for which we maintain valid redistribution rights.
• Additional financial information, such as U.S. Treasury yield data, is obtained from publicly available government sources (e.g., via XML feeds). This data is in the public domain; however, the visualizations, analysis, and formatting we provide are our original work and are offered as part of our Services.
• While we strive to ensure the accuracy of the data we provide, we cannot guarantee completeness or timeliness, and users should verify all information independently before making financial decisions.
5. Purchases and Acknowledgement of Terms
By making a purchase through our Website or Discord (including but not limited to digital products, memberships, or services), you confirm that you have read, understood, and agreed to this Disclaimer, our Terms and Conditions, and our Privacy Policy. Completing a purchase constitutes your acceptance of these terms.
• All Sales Are Final: Unless otherwise stated, all purchases are non-refundable.
• Responsibility: It is your responsibility to review product/service details, pricing, and suitability before purchase.
• No Guarantees: We do not guarantee results, outcomes, or benefits from any products or services.
• Billing Accuracy: You agree to provide current, complete, and accurate account information for all purchases.
6. Limitation of Liability
To the maximum extent permitted by law, we disclaim all warranties, express or implied, in connection with the Services and your use of them. We shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your access to or use of the Services, including but not limited to purchases made through the Services.
7. Consent
By accessing our Website, joining our Discord server, and/or making a purchase, you hereby consent to this Disclaimer and Terms of Purchase and agree to be bound by them.
8. Updates
We may update, amend, or make changes to this document at any time. Changes will be posted on this page with the updated date above. Continued use of our Services or additional purchases following any changes constitutes acceptance of those changes.